American Bar Association Guide to Credit and Bankruptcy : Everything You Need to Know about Credit Repair, Getting and Staying Out of Debt, and Personal Bankruptcy
by American Bar AssociationFormat: Trade Paper
Pub. Date: 2009-09-29
Publisher(s): Random House Reference
Other versions by this Author
List Price: $18.35
Rent Book
Select for Price
New Book
We're Sorry
Sold Out
Used Book
We're Sorry
Sold Out
eBook
We're Sorry
Not Available
How Marketplace Works:
- This item is offered by an independent seller and not shipped from our warehouse
- Item details like edition and cover design may differ from our description; see seller's comments before ordering.
- Sellers much confirm and ship within two business days; otherwise, the order will be cancelled and refunded.
- Marketplace purchases cannot be returned to eCampus.com. Contact the seller directly for inquiries; if no response within two days, contact customer service.
- Additional shipping costs apply to Marketplace purchases. Review shipping costs at checkout.
Summary
Written in easy-to-read language with dozens of real-life examples, this book includes tips on how to be a better negotiator. It also provides important information about mediation, arbitration, small claims court, and civil court procedures.
Author Biography
The American Bar Association is the nation’s leading legal authority and the largest voluntary professional membership organization in the world. With more than 400,000 members, the ABA provides law school accreditation, continuing legal education, information about the law, programs to assist lawyers and judges in their work, and initiatives to improve the legal system for the public.
Table of Contents
| Foreword | p. vii |
| Introduction | p. ix |
| Consumer Credit | |
| Dealing with Debt | p. 3 |
| Tips on How to Get Control of Your Finances | |
| Credit: What Is It and What Does It Cost? | p. 13 |
| How the Law Protects You | |
| Your Right to Equal Credit | p. 36 |
| Understanding How the Law Protects You | |
| Applying for Credit | p. 55 |
| Information About Legal Protections in the Credit Application Process | |
| Applying for a Credit Card (and Choosing the Right Card) | p. 62 |
| Credit Cards, Their Cost, and Their Potential Effect on Your Credit Rating | |
| How to Correct Billing Mistakes | p. 90 |
| Your Rights Under the Fair Credit Billing Act and Other Consumer Protection Laws | |
| Credit Records | p. 99 |
| Your Rights Under the Fair Credit Reporting Act | |
| Electronic Payments and Credit | p. 115 |
| Your Rights in an Electronic World | |
| Identity Theft | p. 126 |
| What it is and How to Protect Yourself | |
| Unfair Lending | p. 139 |
| How to Protect Yourself from Loans You Can't Afford | |
| Mortgage and Home Equity Loans | p. 153 |
| An Area Ripe for Abuse by Predatory Lenders and Brokers | |
| Auto Financing and Leasing | p. 171 |
| The Lowdown on Buying, Financing, and Leasing a Car | |
| Debt Collection and the Law | p. 184 |
| Your Rights Under the Fair Debt Collection Practices Act | |
| Credit Counselors: A Potential Pitfall | p. 198 |
| Know Exactly What You're Getting Into | |
| Bankruptcy | |
| Problem Debt | p. 209 |
| What to Do When You're Swimming in Red Ink | |
| Bankruptcy Defined | p. 217 |
| Your Guide to a Complicated Area of Law | |
| Straight Bankruptcy: Chapter 7 | p. 235 |
| The Most Common Form of Bankruptcy | |
| Wage-Earner Bankruptcy: Chapter 13 | p. 262 |
| A Form of Bankruptcy for People with Regular Incomes | |
| Chapter 7 or Chapter 13? | p. 276 |
| Which Should You Choose? Advantages and Disadvantages | |
| Saving Your Home | p. 286 |
| What You Can Do to Protect Your Home Under Bankruptcy | |
| Getting Help | p. 295 |
| How to Resolve Credit Disputes | p. 307 |
| The World at Your Fingertips | p. 309 |
| Glossary | p. 323 |
| Index | p. 335 |
| About the Author | p. 340 |
| Table of Contents provided by Ingram. All Rights Reserved. |
An electronic version of this book is available through VitalSource.
This book is viewable on PC, Mac, iPhone, iPad, iPod Touch, and most smartphones.
By purchasing, you will be able to view this book online, as well as download it, for the chosen number of days.
Digital License
You are licensing a digital product for a set duration. Durations are set forth in the product description, with "Lifetime" typically meaning five (5) years of online access and permanent download to a supported device. All licenses are non-transferable.
More details can be found here.
A downloadable version of this book is available through the eCampus Reader or compatible Adobe readers.
Applications are available on iOS, Android, PC, Mac, and Windows Mobile platforms.
Please view the compatibility matrix prior to purchase.